You spot a listing for a two-bedroom apartment in Utrecht, but the description is full of words you have never seen, and you are not sure what to say when the landlord calls.
Finding a place to live is one of the first big challenges you face as a newcomer. Real estate agents speak quickly, contracts are full of legal terms, and you need to understand what you are signing. This article gives you the key Dutch phrases and vocabulary for every step of your apartment search in Dutch: from reading ads and making calls to viewing the property and signing the rental contract. You will also find practical tips on how to practice these phrases for your inburgering exam, because housing is a common topic in the KNM (Kennis van de Nederlandse Maatschappij) exam and in the speaking and writing parts of the civic integration exam.
Let's start with the basics: what to say when you call about a listing, what to look for during a viewing, and how to understand the contract. By the end, you will feel more confident to handle your housing search in Dutch.
Start with the Right Vocabulary: Reading Listings
Before you can visit a place, you need to understand the ad. Dutch housing ads are full of abbreviations and specific terms. Here are the most common ones you will see on Funda, Pararius, or Kamernet.
- appartement (apartment) or flat (same meaning, often used for older buildings)
- tussenwoning (terraced house) and hoekwoning (corner house)
- gemeubileerd (furnished) vs. gestoffeerd (with curtains and floor coverings) vs. kaal (unfurnished, no floor or curtains)
- energielabel (energy label, A to G, where A is most efficient)
- servicekosten (service costs, for maintenance and common areas)
- waarborgsom (security deposit, usually one or two months' rent)
- inkomenseis (income requirement, often 3 to 4 times the rent)
- huurcontract (rental contract) and huurovereenkomst (same meaning, more formal)
- verhuurder (landlord) and huurder (tenant)
When you see a listing that says per direct, it means available immediately. Per 1 oktober means available from October 1. If you see reageren binnen 7 dagen, you have to reply within a week.
“I remember calling about a flat and the landlord asked: 'Heeft u een vaste baan?' I froze. Now I know he was asking if I had a permanent job, because they often require that for the contract.” - Maria, from Portugal
Making the Call: Phrases That Open Doors
Most landlords or agencies expect you to call first. Even if you email, a phone call shows you are serious. Here are phrases to use when you call about a listing.
- Goedemorgen, ik bel over de woning aan de [street name]. (Good morning, I'm calling about the home on [street].)
- Is de woning nog beschikbaar? (Is the home still available?)
- Wat is de huurprijs per maand? (What is the monthly rent?)
- Zijn de servicekosten inbegrepen? (Are the service costs included?)
- Wat is de inkomenseis? (What is the income requirement?)
- Kan ik een bezichtiging plannen? (Can I schedule a viewing?)
- Wanneer is de bezichtiging? (When is the viewing?)
If you have questions about the deposit or the contract, say: Ik heb een vraag over de waarborgsom. (I have a question about the deposit.) And if you do not understand something, do not be afraid to say: Kunt u dat langzamer herhalen? (Can you repeat that more slowly?)
At the Viewing: What to Look For and Say
A viewing is your chance to see the place and ask questions. But it is also a conversation where you want to show you are a reliable tenant. Here are phrases to use during the viewing.
- Mag ik de keuken zien? (May I see the kitchen?)
- Hoe oud is de cv-ketel? (How old is the central heating boiler?)
- Zijn er problemen met vocht of schimmel? (Are there problems with dampness or mold?)
- Wat is de buurt? (What is the neighborhood like?) - You can also ask: Is het rustig in de straat? (Is it quiet on the street?)
- Hoe is het openbaar vervoer? (How is public transport?)
- Is er een parkeerplaats? (Is there a parking spot?)
During the viewing, look at the condition of the walls, windows, and floors. Ask about the energielabel and the monthly voorschot (advance payment) for gas, water, and electricity. If you like the place, say: Ik vind de woning erg mooi. Ik wil graag een aanvraag doen. (I find the home very nice. I would like to submit an application.)
If you are not sure, you can say: Ik wil er even over nadenken. (I want to think about it.) But in a tight market, you often have to decide fast. That is why it helps to prepare your questions before the viewing.
Understanding the Rental Contract: Key Clauses
When you are offered the place, you will receive a huurcontract. This is a legal document, and you should read it carefully. Here are the most important parts and the Dutch words you need to know.
- huurprijs (rent price) - the base rent, often called kale huur (bare rent) without service costs.
- servicekosten - costs for maintenance of common areas, elevator, or cleaning.
- waarborgsom - the deposit, usually returned at the end if there is no damage.
- opzegtermijn - notice period, often one month for the tenant.
- huurperiode - the duration of the contract, for example onbepaalde tijd (indefinite) or bepaalde tijd (temporary, often 1 or 2 years).
- onderhoud - maintenance; small repairs are usually the tenant's responsibility, big ones the landlord's.
- onderverhuur - subletting, usually forbidden without permission.
- huurverhoging - rent increase, often once a year.
If you see a clause you do not understand, ask the landlord or a Dutch-speaking friend. You can also say: Kunt u dit onderdeel uitleggen? (Can you explain this part?) Do not sign until you are sure.
For the inburgering exam, you do not need to know all legal details, but you should understand the basic terms. The KNM exam often includes questions about renting, such as what to do if you have a problem with your landlord. So learning this vocabulary is also exam preparation.
Speaking Practice: Role-Play for Viewings and Calls
To feel comfortable in real conversations, practice with a friend or out loud. Here is a short role-play you can use. One person is the landlord, the other the tenant.
Landlord: Goedemorgen, u spreekt met de verhuurder van de woning aan de Kerkstraat. Waarmee kan ik u helpen?
Tenant: Goedemorgen, ik bel over de advertentie. Is de woning nog beschikbaar?
Landlord: Ja, die is nog beschikbaar. Wilt u een bezichtiging inplannen?
Tenant: Graag. Is donderdagmiddag mogelijk?
Landlord: Dat kan om 15:00 uur. Kunt u dan komen?
Tenant: Ja, dat is goed. Tot donderdag.
Practice answering common questions about yourself: Wat is uw huidige woonsituatie? (What is your current living situation?) or Heeft u een vaste baan? (Do you have a permanent job?) You can prepare simple answers like: Ik woon nu bij vrienden, maar ik zoek een eigen appartement. (I live with friends now, but I am looking for my own apartment.)
For more speaking practice, check the speaking practice page on Dutch Fluency. It has exercises that mimic real conversations, including housing.
Housing and the Inburgering Exam: What to Know
Housing is a common topic in the inburgering exams. In the KNM exam, you might read or hear a scenario about finding a home, dealing with a landlord, or understanding your rights. In the spreken (speaking) exam, you might have to describe a picture of a house or answer questions about where you live.
To prepare, learn the vocabulary in this article and practice using it in sentences. For example: Ik huur een appartement in het centrum. (I rent an apartment in the city center.) Or: Mijn huurcontract is voor onbepaalde tijd. (My rental contract is for an indefinite period.)
For the KNM part, you also need to know about Dutch housing rules, such as the difference between social housing (sociale huurwoning) and private rental (particuliere huur), and what to do if you have a dispute with your landlord. You can read more about KNM exam topics here.
And if you want to test your skills, try the mock exam to see how well you understand housing-related questions.
Practical Checklist for Your Apartment Search
- Read the ad carefully: Note the huurprijs, servicekosten, and inkomenseis.
- Call or email: Use the phrases above to ask if it is still available and to plan a viewing.
- Prepare your documents: Landlords often ask for proof of income, ID, and sometimes a werkgeversverklaring (employer's statement). Have them ready.
- During the viewing: Ask about the cv-ketel, energielabel, and any known issues. Look at the condition of the walls and windows.
- Read the contract: Check the huurprijs, waarborgsom, opzegtermijn, and huurperiode. Ask for clarification if needed.
- Practice speaking: Role-play the phone call and viewing with a friend. Record yourself and listen.
- Learn the vocabulary: Make flashcards with the words from this article and review them daily.
Frequently Asked Questions
What is the difference between 'kale huur' and 'servicekosten'?
Kale huur is the base rent for the property itself. Servicekosten are additional costs for services like cleaning of common areas, elevator maintenance, or sometimes gas and water if they are not metered separately. Always ask what is included in the servicekosten.
How much deposit is normal in the Netherlands?
Usually the deposit (waarborgsom) is equal to one or two months' rent. It is returned when you move out, minus any costs for damage or unpaid bills. Always get a written receipt and a check-in report (inspectierapport) to avoid disputes.
Can I get housing benefits as a newcomer?
If you have a low income and rent a social or private home under a certain rent limit, you may be eligible for huurtoeslag (rent allowance). You apply through the Belastingdienst (tax authority). Your immigration status may affect eligibility, so check the conditions on the Belastingdienst website.
What is a 'huurcontract voor bepaalde tijd'?
It is a temporary rental contract, often for 1 or 2 years. After that period, the landlord can end the contract without a special reason. Since 2016, temporary contracts are common, but they have rules. If you have a temporary contract, you usually do not have the same protection as with an indefinite contract.
Where can I find official information about housing rules?
The government website rijksoverheid.nl has information in Dutch about tenant rights. For legal advice, you can contact the Juridisch Loket (Legal Counter) for free help, but they speak Dutch. For exam preparation, check the Mijn Inburgering portal and the Dutch Fluency A2 course for practice materials.
